Why get debt protection with your loan?

People often take out loans when they buy a car, a house or something else big. But sometimes life hits us with things we can't control, we just can't make timely loan payments. A MECU 债的保全 plan can help ease your burden during challenging times by reducing your financial obligations.
Roll premiums into your loan total
Minimal eligibility requirements, no medical screening
Add to a new loan or an existing loan

生活是不可预测的. 做好准备是值得的.

No one likes to think about losing their job, 被禁用, or even passing away at a too-early age. But if you no longer have an income, could you or your family pay off your MECU loan? A MEMBER’S CHOICE™ Borrower Security* Payment Protection plan is the simple, low-cost way to protect your family's finances. 了解更多关于 债的保全.
 
  • Helps prevent loan delinquency, default, or foreclosure when a protected life event occurs
  • Monthly payments are either canceled or waived for a certain time period
  • Frees up money that allows your family to pay other household bills
Banking with MECU信用合作社 in Maryland means belonging to a local financial institution that invests in the 巴尔的摩 community and offers competitive rates on 汽车贷款 and other 车辆贷款产品.
披露的信息
*MEMBER’S CHOICE™ Borrower Security Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, exclusions may apply. Payment Protection is currently not offered on mortgage and home equity loan types. Please contact a MECU loan representative, or refer to your 成员 Agreement (Contract) for a full explanation of the terms. You will receive the contract before you are required to pay for MEMBER’S CHOICE™ Borrower Security Payment Protection. You may cancel the at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. ©TruStage. DP-3415586.2-1123-1225